Introduction to Financial Planning 

Introduction to financial planning

Myths of financial planning

Benefits of financial planning 

Problems without financial planning

Steps for financial planning

Mindset

Biases

How to overcome biases

Introduction to Budgeting

Introduction to the module

Introduction to budgeting

Key benefits of budgeting

Common myths about budgeting

How to create your own budget

Excel for budgeting

Setting goals & making adjustments

Debt repayment strategies

The 20/4/10 rule for buying a car

Excel for buying a car

Introduction to Insurance

Life insurance: Who, What, Why

Types of life insurance 

Types of term insurance

Steps to buy life insurance

Health insurance: why and how much

Types of health insurance

Add-ons of health insurance

Exclusion

Things to remember and claim settlement

Investing

Introduction to investing

Why are investments necessary

Assets and expected returns

Goal-based investing strategy

Know your net worth

Final investment plan

Excel for investing

Home loan interest and repayment strategies

Basics of Taxation

Introduction

Basics of tax

Important terms in tax

Tax calculation and exceptions

Income tax saving

Sanjay Kathuria, a CFA and MBA (Finance) graduate, retired at 39 after 16 years of corporate success. As the founder of Profits First, he's dedicated to financial literacy and independence through tailored investment strategies, specializing in options trading. With a background in engineering and a passion for empowering others, he's helped thousands achieve financial freedom through prioritizing profits and pursuing passive income. Enroll in the course to embark on your journey towards financial independence.

​The financial planning course on Upsurge.club by Sanjay Kathuria is designed to help you plan your finances better for a secure future. You'll learn various important concepts like budgeting, choosing the right life and health insurance plans, investing based on your goals, and exploring strategies to minimize your liabilities. In lesson 1, we’ll clear common myths about financial planning and explore its benefits. We’ll look at the factors shaping our relationship with money and provide a step-by-step guide to financial planning. Additionally, we’ll identify money-related biases and learn strategies to overcome them. In lesson 2, we’ll dive into the key benefits of budgeting and clear up common misconceptions that might be holding you back from effective financial management. You'll gain insights into practical strategies designed to help you break free from the cycle of debt and achieve financial stability. Additionally, we’ll discuss the 20/4/10 rule for buying a car. In Lesson 3, you’ll discover why insurance is essential and get an overview of various types of life and health insurance. You’ll learn how to choose the right policies to protect your financial future, including key add-ons and exclusions to be aware of in health insurance. This comprehensive module will equip you with everything you need to make informed decisions when purchasing life and health insurance. In Lesson 4, we’ll begin by exploring the importance of investing and learning goal-based investment strategies. You’ll also discover how to calculate your net worth and create a personalized investment plan. Lastly, we’ll cover effective home loan repayment strategies to help you manage your debt efficiently. In lesson 5, you’ll be introduced to key taxation terms and understand the differences between the new and old tax regimes. You’ll also learn how to calculate taxes under both regimes and explore strategies to minimize your tax liabilities. Course Highlights: - How to effectively plan your finances - Creating a personalized budget - Strategies for paying off debt - Selecting the right life insurance policy - Choosing the right health insurance coverage - Planning investments according to your financial goals - Important tax concepts - Tips to save on income tax Who is this course for: - Students who want to learn practical financial management skills. - Anyone who wants to secure their financial future - Individuals looking to maximize tax savings through proper planning and strategy - People seeking financial independence and long-term wealth creation - Professionals wanting to improve financial literacy

Financial Planning by Sanjay Kathuria